Type A1
Lapse in insurance / SR-22 required
If your insurance lapsed, the state suspends your driving privileges until you re-establish coverage and (in most states) file an SR-22 financial-responsibility certificate.
What New York requires: submit proof of insurance online; lapse >90 days = wait (1 day susp per day of lapse); insurer e-reports
State reinstatement fee: $50 (paid directly to NY DMV)