Maine: Insurance and SR-22
Official-Source Information
Maine publishes a separate process for some insurance and financial-responsibility holds. Not every insurance-related suspension requires an SR-22. Match the exact wording on your notice or official record to the state's current instructions before acting.
General information only. This page does not review your record, decide which category applies, or select a form or provider.
Official source last checked Jun 30, 2026
Direct source-backed answer
Driving without proof of insurance in Maine is a traffic infraction with a fine of $100 to $500, and your license and registration are suspended indefinitely until you submit valid proof of insurance (29-A §2486). Maine does not increase the penalty for repeat offenses; the fine and process stay the same regardless of how many times it happens. To reinstate, here is what you need to do: 1. Get car insurance that meets Maine's minimum coverage of 50/100/25 liability (higher than most states require). 2. Have your insurance company file an SR-22 with the BMV, valid for 3 years. Maine's statute calls this a 'Certificate of Financial Responsibility,' but it accepts the standard SR-22 form. 3. Pay the $50 reinstatement fee (this is a statutory cap under §2486). If your license or registration also lapsed, you will need to handle those separately: $20 to $30 for the license and $35 for the registration. Add $5 if you reinstate online.
Published fee information
$50 reinstatement (statutory cap per 29-A §2486). Flat - no escalation by offense count. Add-ons only if those items also lapsed: license $20 to 30, registration $35; +$5 online processing.
Check the official fee sourceConfirm the exact amount and payee with ME BMV before payment.
Forms and documents
SR-22 (insurer); applicant submission via apps1.web.maine.gov.
Open the official form sourceThis is an unselected list from the state source. Confirm the correct form for your situation with the issuing agency or a qualified attorney.
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Common questions
No. It summarizes published Maine information for this category. Your current official notice and record determine which requirements apply, and the issuing agency makes the final decision.
The cited source was last checked Jun 30, 2026. Forms, fees, and submission methods can change, so confirm them on the linked official source before acting or paying.
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Source excerpt summary: Driving without proof of insurance in Maine is a traffic infraction with a fine of $100 to $500, and your license and registration are suspended indefinitely until you submit valid proof of insurance (29-A §2486). Maine ...
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