Illinois: Insurance and SR-22
Official-Source Information
Illinois publishes a separate process for some insurance and financial-responsibility holds. Not every insurance-related suspension requires an SR-22. Match the exact wording on your notice or official record to the state's current instructions before acting.
General information only. This page does not review your record, decide which category applies, or select a form or provider.
Official source last checked Jun 29, 2026
Direct source-backed answer
Illinois has two different no-insurance suspensions, and which one applies determines what you need to do. The first is the Safety Responsibility Law suspension, which is triggered by being in an uninsured collision. To reinstate under this suspension, you need to satisfy any one of the six compliance options listed below and pay a $70 Secretary of State (SOS) reinstatement fee. An SR-22 insurance filing (a 3-year filing) is only required if a judgment of $500 or more is involved; otherwise no SR-22 is needed. The second is the Mandatory Insurance Law suspension, which applies if you were driving without valid insurance or failed a random insurance verification. This is a separate suspension with its own reinstatement fee and proof requirements. Both suspensions are handled administratively (they do not require a court hearing).
Published fee information
Safety Responsibility (uninsured-accident admin): $70 reinstatement. Unsatisfied-Judgment (court-ordered): $70 reinstatement. Mandatory Insurance Law conviction (driver-license reinstatement): $100 + Mandatory Insurance license-plate suspension: $100 (paid via Vehicle Services / ILIVS.com). SR-22 (3 yr) required on the Safety-Responsibility path only when a judgment ≥ $500 is involved.
Check the official fee sourceConfirm the exact amount and payee with IL Secretary of State before payment.
Forms and documents
SR-22 (insurer); Out-of-State Affidavit / FR Insurance Waiver
Open the official form sourceThis is an unselected list from the state source. Confirm the correct form for your situation with the issuing agency or a qualified attorney.
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Common questions
No. It summarizes published Illinois information for this category. Your current official notice and record determine which requirements apply, and the issuing agency makes the final decision.
The cited source was last checked Jun 29, 2026. Forms, fees, and submission methods can change, so confirm them on the linked official source before acting or paying.
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Source excerpt summary: Illinois has two different no-insurance suspensions, and which one applies determines what you need to do. The first is the Safety Responsibility Law suspension, which is triggered by being in an uninsured collision. To ...
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