Type A1
Lapse in insurance / SR-22 required
If your insurance lapsed, the state suspends your driving privileges until you re-establish coverage and (in most states) file an SR-22 financial-responsibility certificate.
What Colorado requires: obtain coverage → insurer files SR-22 → apply (myDMV upload or DR 2870 by mail) → pay reinstatement fee.
State reinstatement fee: $95 (paid directly to CO DMV)