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Arizona SR-22 and Insurance Reinstatement Information

Arizona publishes a separate process for some insurance and financial-responsibility holds. Not every insurance-related suspension requires an SR-22. Match the exact wording on your notice or official record to the state's current instructions before acting.

General information only. This page does not review your record, decide which category applies, or select a form or provider.

Official source last checked Jun 29, 2026

Direct source-backed answer

What are the published Arizona requirements for insurance and sr-22?

Driving uninsured under ARS 28-4135 triggers a CIVIL PENALTY (assessed on the citation / paid through the court) AND a license suspension AND an SR-22 requirement. Penalty + suspension length escalate with priors within 36 months: • 1st offense: $500 civil penalty + 3 months suspension • 2nd in 36 mo: $750 + 6 months • 3rd+ in 36 mo: $1,000 + 1 year To reinstate: pay the citation civil penalty (court), obtain coverage, have your insurer file the SR-22, and pay MVD's reinstatement fee. SR-22 must be maintained for 3 years from the reinstatement-eligibility date (not the offense date).

Published fee information

Two cost components: (1) civil penalty paid to the court - $500 (1st) / $750 (2nd in 36 mo) / $1,000 (3rd+ in 36 mo); (2) MVD reinstatement fee - ~$10 (driver-license suspension reinstatement via AZMVDNow.gov), $50 if reinstating registration without prior-coverage proof. The civil penalty is by far the dominant cost.

Check the official fee source

Confirm the exact amount and payee with AZ MVD before payment.

Open the full free Arizona guide

Forms and documents

Published form information

SR-22

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This is an unselected list from the state source. Confirm the correct form for your situation with the issuing agency or a qualified attorney.

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Common questions

Frequently asked questions

Does this page tell me what I personally need to do in Arizona?

No. It summarizes published Arizona information for this category. Your current official notice and record determine which requirements apply, and the issuing agency makes the final decision.

Are the Arizona forms and fees current?

The cited source was last checked Jun 29, 2026. Forms, fees, and submission methods can change, so confirm them on the linked official source before acting or paying.

Can I save this Arizona information for later?

Yes. The free saved guide includes a secure return link and lets you choose the state topics and official links you want to keep. Optional paid organization tools appear separately after the guide is saved.

Source excerpt summary: Driving uninsured under ARS 28-4135 triggers a CIVIL PENALTY (assessed on the citation / paid through the court) AND a license suspension AND an SR-22 requirement. Penalty + suspension length escalate with priors within ...

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